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Dental insurance – what’s covered and what’s not Do you have missing teeth but don’t have savings to pay for...


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Dental insurance – what’s covered and what’s not

  • Do you have missing teeth but don’t have savings to pay for them?
  • Don’t want to explore 0% dental finance options?
  • Have health insurance already and are wondering if you’re covered?

If the above sounds right, keep reading to discover if insurance for dental implants even exists…

Basic plans

✅ Dental check-ups, exams and preventive dentistry

✅ Portion of the cost for dental treatments (e.g. £800 for £32 pm)

✅ Accident cover, emergencies and dental injuries

✅ Restorative care, including crowns, bridges and dentures (Denplan)

✅ Routine x-rays

❌ Cosmetic treatments

❌ Orthodontic treatments

❌ Surgical implants

❌ Any treatment not deemed to be clinically necessary (AXA)

The fine print

Some insurance companies like Bupa offer a 20% discount on dental treatments like bridges or dentures.

However, Bupa also states that treatments provided by a specialist dentist registered with the GDC or a dentist with a special interest who only provides this service are not eligible for discounts. So it can be not easy to know where you stand.

denplan insurance cover

Finding insurance that covers dental implants

Although most healthcare plans don’t cover the cost of implants, certain dental saving plans can make the process more affordable.

Certain providers and plans won’t cover dental implants as they are not deemed clinically necessary, but certain packages and upgrades can help spread the cost.

Things are changing – add-ons and upgrades

  • AXA Premium: 50% towards the cost of private treatment, which can be claimed after three months of membership. AXA will pay a maximum of £500 per patient a year towards the cost of implants.
  • Denplan Supplementary Insurance: If you’re a member of Denplan and have Supplementary Insurance, patients can apply for Denplan Implant Upgrade Cover. Patients can be covered up to a maximum of £20,000 per incident and £2,100 per implant fixture (following an injury only).

The cost of dental implants

We accept dental insurance.

dental implant finance graphic

Can’t afford implants? Ways to pay!

If you’re sold on dental implants as your missing tooth replacement and don’t think dental insurance will be an option for you, there are two additional ways to pay we offer here at our implant clinic in London.

  • We offer 0% finance over 12 months. If you wish to increase your monthly payments, you can extend your finances over 60 months, an interest-bearing 14.9%.
  • Part-paying is another way you can choose to bring down the cost of your monthly payments and pay no interest. For example, patients can pay 50% of their treatment upfront and finance the other 50% over 12 months of interest-free finance.

Dental finance example:

Cost of implant: £2,950

Term: 12 months (0%)
Monthly instalment: £245.83 pm

Term: 24 months (14.9%)
Monthly instalment: £141.59 pm

Term: 36 months (14.9%)
Monthly instalment: £100.78 pm

Term: 48 months (14.9%)
Monthly instalment: £80.56 pm

Term: 60 months (14.9%)
Monthly instalment: £68.59 pm

Affordable dental finance on all treatments over £995.00

Check your eligibility in 5 seconds

Only FOUR quick questions

We’ve teamed up with Chrysalis Finance to provide you with simple & affordable ways to pay for all types of dental treatment; finance from £950.00 to £25,000.00. You don’t need to be a homeowner. When approved, Chrysalis would pay our clinic directly.  Chrysalis Finance Limited is Authorised and Regulated by the Financial Conduct Authority, FRN 631193. This does not affect your credit score.

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Andrew Forysth
Andrew Forysth
4 years a customer and always professional yet friendly service. Corrected my major issues (fillings/caps) and while they're keen to ensure ongoing 'perfect teeth' they don't hard sell peripheral / optional treatments. Highly recommended
Lucy MacCarthy
Lucy MacCarthy
I was looking for somewhere with a personal touch, that I could trust and that’s what I got at Mint. They always remember my name and are so polite. After a year of zoom meetings I really wanted my teeth to be straight and the results completely surpassed my expectations. I now feel comfortable taking photos! The team explained everything clearly (I felt I could ask anything multiple times) appointments were always organised and it was a really easy, worthwhile process. My teeth look like my teeth but are now at their best.
Jack Bell
Jack Bell
The clinic is a really lovely place to visit - it is extremely clean and all of the staff are very friendly. They were kind and reassuring all the way through my Invisalign treatment - as well as having amazing technology at their disposal. Dr Imran is so accommodating and kept everything simple, addressing any concerns straight away. All in all I would definitely recommend Mint Dental Clinic, a lovely experience all round.
Mitos Sangil
Mitos Sangil
Dr Patel has done very good job. He explains the procedure very well. He is very skilled. Staff are very friendly and accommodative. I booked for emergency procedure and the team are so quick to respond. The clinic is also very clean. Over all , I highly recommend Mint Clinic in St Georges road to everyone who gets problem with their teeth. 👏👏👏👍👍👍
Cesar Vicente
Cesar Vicente
Amazing experience at Mint dental clinic. Dr R Patel best dentist that has worked on my teeth.He explained all the treatment and has lots of experience. The staff is very friendly and very welcoming. They make you feel right at home. Assistant is very professional and very personable. Really happy with my Invisalign journey and the result.
Charlotte Fox
Charlotte Fox
Best dentist I’ve ever had! Have completed a year of Invisalign with Dr Patel and he has been so reassuring and kind throughout. From the reception staff to hygenists they really go above and beyond to make you feel looked after and special. I couldn’t recommend them enough!
Thomas Geoffrey
Thomas Geoffrey
Over the past six years Dr Raj and Preanka and all of the team at Mint have been exceptional. Every member of the team is exemplary at their expertise and I've never felt in better hands at the dentist. Affordable and top of the range, I would recommend them to anyone.
Mose Aitch
Mose Aitch
Excellent dental practice. A very smartly turned-out surgery. Staff are polite and very professional. I am impressed with the modern teeth scanning equipment. Dr Raj Patel will put you at ease. He is highly professional dentist. I have no problem in recommending Dr Patel and the rest of the Mint team.